We all like to think of ourselves as healthy and invincible. We like to think we can work and earn an income for as long as we want. But the facts are that a serious illness or injury affects thousands of people's lives everyday.

CONSIDER THE FACTS:

• 1 IN 20 PEOPLE WILL INCUR AN ACCIDENT THIS YEAR!
• 1 IN 4 PEOPLE WILL BE DISABLED FOR ONE YEAR OR MORE BEFORE AGE 65.
• WOMEN BETWEEN THE AGES OF 35 & 65 ARE 40% MORE LIKELY THAN MEN TO BECOME DISABLED FOR 90 DAYS OR MORE.
• DISABILITY IS THE CAUSE OF NEARLY HALF OF ALL HOME FORECLOSURES.

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